Prepaid Holiday Currency Cards

Preloaded Multi-Currency Holiday Cards

Prepaid Holiday Cards: multi-currency cards to use abroad

Make foreign currency one less thing to worry about when you next travel overseas on holiday. With a prepaid holiday card, you get all the convenience of buying goods, products or services with a conventional credit or debit card. Use it to pay in restaurants, bars or shops where you see the Mastercard symbol or to withdraw cash from an ATM. The choice is yours.

Unlike a debit or credit card, however, a prepaid holiday card has no overdraft or credit facility attached to it – so you cannot spend more than what is on the card. You also will not incur any of the additional fees linked to using a regular debit or credit card in a different currency. As a result, you are free to enjoy your getaway without worrying about how much it is costing.

Do I need a Prepaid Holiday Card?

A prepaid holiday card has several benefits for anyone planning to travel overseas on holiday. While you might be thinking about using your conventional UK bank card when abroad, this can often incur high costs – from foreign currency fees when you pay in a local currency to the unfavourable rates you could get from dynamic currency conversion if paying in pounds.

With a prepaid holiday card, you can preload the local currency onto your card before travelling – often at a preferable exchange rate. This means you do not have to pay more than you should when abroad. It also removes the stress of not knowing how much your holiday is going to cost.

You will not be at risk of fluctuations in the currency market either. The rate on your card is locked in when you load your cash.

Prepaid holiday cards are a safe option too. Like any credit or debit card, it is a flexible payment method that means you do not need wads of banknotes – either carried on you in person or left in your hotel room. If a card is lost or stolen, contact us and we will cancel it so the money cannot be used by someone else. You can monitor your account safely and securely online 24/7.

How do Prepaid Holiday Cards work?

The first step to getting a prepaid holiday card is to apply, which is a quick and straightforward process. As there is no credit facility or overdraft linked to the card, you will not need to pass a credit check first. Once accepted, we provide access to a secure online account. This is where you can manage your account, check the balance and load more funds.

The card and PIN will be sent in the post. Once these are received and the card is activated, it can be used straight away.

Use your prepaid holiday card in shops, restaurants, bars and hotels as you would any standard credit or debit card. It can be used in any location worldwide where Mastercard is accepted as a payment method. You can also use it to withdraw cash from an ATM with no withdrawal fees.

You can only spend up to the amount that has been loaded onto a prepaid holiday card. But it is easy to top up and use again if you run out or want to use it on another holiday. Our FAQs have details of the methods you can use to top up/reload your card – including via your secure online account 24 hours a day, 7 days a week, from wherever you are.

Why choose a PFS Prepaid Holiday Cards?

  • No fees or interest charges: Prepaid holiday cards are not linked to a credit facility or overdraft. This means you can only spend what has been loaded and cannot get into debt, which means no overlimit fees or interest due.
  • Superb foreign exchange (FX) rates: PFS can offer preferable exchange rates by pairing prepaid holiday cards with our multi-currency solutions.
  • Use and re-use: If you run out of money, there are several methods to load more funds onto a card – so you will never be left stranded without a payment method.
  • Financially inclusive: No credit facility means no credit check when you apply for prepaid holiday cards from PFS, making them available to more people.
  • Global acceptance: Our cards can be accepted in millions of locations worldwide that accept Mastercard as a payment method.
  • Secure online account: Available 24/7, our secure online customer account means help is at hand whenever it is needed.