Prepaid Mastercard

Prepaid Mastercard: The easier way to pay-as-you-go

Stay in control of your finances with our prepaid Mastercard – the flexible payment solution that lets you pay for services and products in-store and online at millions of locations worldwide. Our prepaid Mastercard works just like any other payment card.

The difference is you spend or withdraw the amount loaded or prepaid onto a card and no more. Think of a prepaid Mastercard like a pay-as-you-go phone. You will not be able to go beyond zero – so it offers a safe, useful solution for anyone who wants to control and budget their spending.

A prepaid Mastercard is also great for anyone who can not or chooses not to, have their own bank account. When you apply, there are no credit checks. It means having a less-than-perfect credit history will not be a barrier to getting a payment solution that promotes financial flexibility.

Prepaid Mastercard: How does it work?

To use a prepaid Mastercard from PFS, you first need to ‘pre-load’ cash onto it with our secure online account that you can access 24/7 wherever you are in the world. You can add money to your card at the Post Office too, plus any shop with PayPoint or Payzone facilities.

Once you have done that, you can use a prepaid card wherever you see the Mastercard logo. You could be shopping online, grabbing a bite to eat or even picking up some Duty-Free on the way back from holiday – use a prepaid Mastercard to pay for almost anything, anywhere, any time.

Whatever you spend is deducted from the card’s available balance until it reaches zero, so you canno overspend. There is no credit or overdraft facility, so there is no way to build up debt. And if your card has run out of cash, you are free to top it up once again when you are ready to.

Benefits of our Reloadable Prepaid MasterCard

Our prepaid Mastercard comes with a number of exceptional benefits for consumers looking for a flexible payment solution that is accepted in more than 200 countries worldwide: 

• No Credit Check: With no credit checks when you apply for our prepaid Mastercard, the chances of being approved are high even if you have a less-than-perfect credit history
• Pay-As-You-Go: Keep in control and manage your finances better with our prepaid card by only loading the amount you can afford at any given time
• 200+ Countries: Use our prepaid card anywhere you see the Mastercard logo, whether you are at home or travelling in one of 200+ countries around the world
• Safe and Secure: A prepaid Mastercard is not linked to a bank account or credit facility, which means your identity is not at risk if your card is lost or stolen
• Great Foreign Exchange (FX) Rates: Our prepaid cards are paired up with our multi-currency solutions to ensure excellent foreign exchange rates when travelling abroad
• On Hand 24/7: With secure online accounts you can access any time of the day, we are here to help you whenever you need us