Payment Card Technologies UK
We are proud of our reputation as being at the very forefront of creating some of the most innovative payment card technologies in the UK. We are leading the way as one of the fastest growing payment technology specialists across not only the country, but the continent.
Our payment gateway technology offers an effective and efficient solution and is all built in-house. Our products are customisable, so you can guarantee that we’ll be able to meet your needs, whatever your specific requirements.
We have invested heavily in developing our own advanced payment technologies, so you can be sure that no-one understands our products better than we do. Our systems can be employed holistically, or you can choose to utilise only certain components – whichever method is most suitable to you.
Here, we will talk you through the ins and outs of our payment technology, how it works, all the features that our platform has to offer and why you should consider PFS as your provider of choice.
Our bespoke prepaid card platform has evolved over the course of several years to become a market leader in prepaid payment technology.
The middleware we have developed is a collection of core integrated technology modules. The platform provides prepaid card services from front end to back office, with integrations to multiple issuing processors, acquirers, cash top-up networks and service providers.
Our payment technology platform is a comprehensive offering designed to offer unrivalled versatility and user experience. It consists of the following core components:
PFS has global loading partners to allow cardholders to load their cards from accounts in 38 countries worldwide.
PFS has SMS shortcodes in different regions allowing online card applications to be paid for by reverse premium SMS.
PFS are integrated with several payment acquirers and payment gateways with acquiring accounts in GBP, EUR, USD, AUD and ZAR, ensuring the most competitive rates for our clients, which can subsequently be passed on to cardholders.
PFS provide a secure bulk payment solution which allows the processing of multiple payments to multiple cards in minutes - it is ideally suited for payroll purposes. The flexible nature of our software platform means it can easily integrate into existing payroll software platforms.
PFS provide a good funds model to our clients, allowing them to load and unload their cards instantly via batch, API, or through a back-office terminal. Detailed real-time reporting is provided to ensure a full audit trail of all transactions.
PFS provide an online cardholder portal that is fully customisable. This can be fully branded and integrated into the client website providing a seamless user experience for the cardholder. The functions available to the cardholder include:
PFS provide a multilingual IVR (Interactive Voice Response) system, which cardholders can use to retrieve their PIN, check their balance or block their card if lost or compromised. Local numbers can be provided globally, and additional languages added based on client requirements.
PFS have partnered with several Currency Exchange providers, allowing our clients and cardholders to load our currency cards at extremely competitive rates. FX providers have the capability to feed us real-time rates, as many times a day as they wish, ensuring no exposure to market volatility.
PFS currently issue cards in the following currencies: Australian Dollar, Canada Dollar, Denmark Krone, Euro, Great British Pound, Hong Kong Dollar, Israel Shekel, Japan Yen, Norway Krone, Poland Zloty, South Africa Rand, Sweden Krona, Switzerland Franc and United States Dollar.
Amid the hustle and bustle of everyday life, we understand it is more important than ever to be able to offer payment technology that can be used when you are on the move. In order to ensure we offer the most up to date solutions, PFS have partnered with these premium mobile payment providers:
Our innovative and revolutionary advanced payment technologies mean our glowing reputation within the industry has been well established for a number of years – but you don’t have to just take our word for it.
In 2018, we were presented with the Digital Technology Award at the RSM European Business Awards as well as being listed in the Financial Times Future 100 UK – further evidence of our underlying quality when it comes to offering payment technology solutions to our clients and customers. Of course, if you have any further questions regarding payment technology, do not hesitate to get in touch with us today.
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