The cornerstone of our success.
Our bespoke prepaid card platform has evolved over the course of several years to become a market leader in prepaid technology.
The middleware we have developed is a collection of core integrated technology modules. The platform provides prepaid card services from front-end to back-office, with integrations to multiple issuing processors, acquirers, cash top-up networks and service providers.
The platform consists of the following core components:
PFS has global bank loading partners to allow cardholders to load their cards from bank accounts in 38 countries worldwide.
PFS has SMS shortcodes in different regions allowing online card applications to be paid for by reverse premium SMS.
PFS is integrated to several payment acquirers and payment gateways with acquiring accounts in GBP, EUR, USD, AUD and ZAR, ensuring the most competitive rates for our clients which can subsequently be passed on to cardholders.
PFS provide a secure bulk payment solution which allows the processing of multiple payments to multiple cards, in minutes, which is ideally suited for payroll purposes. The flexible nature of our software platform means it can easily integrate into existing payroll software platforms.
PFS provide a good funds model to our clients, allowing the client to load and unload their cards instantly via batch, API, or through a back-office terminal. Detailed real-time reporting is provided to ensure a full audit trail of all transactions.
PFS provide an online cardholder portal hat is fully customisable. This can be fully branded and integrated into the client website providing a seamless user experience for the cardholder. The functions available to the cardholder include:
PFS provide a multilingual IVR system, which cardholders can use to retrieve their PIN, check their balance or block their card if lost or compromised. Local numbers can be provided globally and additional languages added based on client requirements.
PFS has partnered with several Currency Exchange providers, allowing our clients and cardholders to load our currency cards at extremely competitive rates. FX providers have the capability to feed us real-time rates, as many times a day as they wish, ensuring no exposure to market volatility.
PFS currently issue cards in the following currencies: Australian Dollar, Canada Dollar, Denmark Krone, Euro, Great British Pound, Hong Kong Dollar, Israel Shekel, Japan Yen, Norway Krone, Poland Zloty, South Africa Rand, Sweden Krona, Switzerland Franc and United States Dollar.
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