Payments with purpose

Flexible payment technology built to solve your unique payment challenges.

Business and individual payments

A payment solution for every need.

Our cards and accounts can be used for personal, business and organisation needs, ensuring that money is accessible to users whenever they need, for whatever they need.

For organisations and local authorities

  • Consumer programmes, incentives and rewards

  • Business expenses, payroll and earned wage access

  • Insurance claim and loan payouts

  • Local Authority disbursements

For cardholders and service users

  • Manage your payments safely

  • Shop securely online or on the high street

  • Send money to friends and family

  • Keep control of your finances

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Secure, simple, scalable

Payments, on your terms.

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PFSL delivers versatile payment solutions including virtual and physical cards, as well as account and wallet management tools designed to solve unique use cases for businesses and government entities.

19.7M+

Transactions per year

400k+

Service users

ÂŁ2.2B

Processed in 2023

5.6M+

Cards issued to date

Why choose PFSL solutions.

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Security at its core

Advanced security measure including SCA and 3DS as standard and integration with KYC partners to protect transactions, maintain compliance and reduce fraud risk

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Flexibility through choice

Flexible card controls, bespoke functionality and a variety of integration options ensure we can deliver payments, on your terms

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Payments without delay

With funds issued immediately to cards and accounts, users can access and start spending their funds without delay

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Control and monitor funds

Set limits to enforce budget management or safeguard spending, so users can’t spend more than they can afford or allocated

Our use cases.

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Embedded Payments

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Local Authority disbursements

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B2B payments

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Expense management

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Earned wage access

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Insurance payouts

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Cobranded cards

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Incentives and Rewards

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Employee Benefits

PHYSICAL AND VIRTUAL CARDS

Issue customised payment cards

PROCESSING

In-house processor with ability to control spends

ACCOUNTS

Issue digital accounts with transfer capabilites

PAYMENT SERVICES

Connection to FPS for pay-ins and pay-outs

Transact with trust.

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EMI licence, regulated by the Financial Conduct Authority

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Principal Member of Mastercard ® and Certified Mastercard Processor

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Member of RTGS (Faster Payments Services)

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