Flexible payment technology built to solve your unique payment challenges.
A payment solution for every need.
For organisations and local authorities
Consumer programmes, incentives and rewards
Business expenses, payroll and earned wage access
Insurance claim and loan payouts
Local Authority disbursements
For cardholders and service users
Manage your payments safely
Shop securely online or on the high street
Send money to friends and family
Keep control of your finances



Payments, on your terms.


19.7M+
400k+
ÂŁ2.2B
5.6M+
Why choose PFSL solutions.

Advanced security measure including SCA and 3DS as standard and integration with KYC partners to protect transactions, maintain compliance and reduce fraud risk

Flexible card controls, bespoke functionality and a variety of integration options ensure we can deliver payments, on your terms

With funds issued immediately to cards and accounts, users can access and start spending their funds without delay

Set limits to enforce budget management or safeguard spending, so users can’t spend more than they can afford or allocated
Our use cases.

Embedded Payments

Local Authority disbursements

B2B payments

Expense management

Earned wage access

Insurance payouts

Cobranded cards

Incentives and Rewards

Employee Benefits
PHYSICAL AND VIRTUAL CARDS
Issue customised payment cards
PROCESSING
In-house processor with ability to control spends
ACCOUNTS
Issue digital accounts with transfer capabilites
PAYMENT SERVICES
Connection to FPS for pay-ins and pay-outs
Transact with trust.



EMI licence, regulated by the Financial Conduct Authority

Principal Member of Mastercard ® and Certified Mastercard Processor

Member of RTGS (Faster Payments Services)



